If you only do a low mileage finding a pay by mile insurer may be very well much cheaper, tell them your expected mileage, if you do less you will be refunded the difference when it runs out or pay then a bir more if you overdo your expected mileage
Na, they're looking for cyclists to destroy, and the most successful method by far is to go through green lights judging by local press reports, its become a weekly event
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