Recent content by MrAshieB

  1. M

    Nov 17th Budget - Tax impact for EVs

    Starting to have second thoughts about our MG4 order now too. We currently pay £20 a year for our dirty diesel 2015 Focus. Will be paying £145 more a year with the MG4 from 2025, by the sounds of things. I guess they won’t be getting my growth into the automobile industry. How is a dirty...
  2. M

    Full price test drive car

    Popped into our dealer recently to show my mother the MG4 SE they had when me and my partner originally went in to place our order start of October. To our surprise, there was a Trophy in Volcano Orange inside which was handy as it’s the colour and trim we ordered. Good to finally get a...
  3. M

    PCP Interest Rates

    Forgive me, but the car is around £32,000… I suppose we’d need to put the £12,000 as a deposit to the bank?
  4. M

    PCP Interest Rates

    Ahh - didn’t realise the likes of Lloyds did it. Having said that, looking at their website it specifies you need to be a Lloyds current account banking customer for a minimum of 3 months. As we’re with Starling Bank, I guess that’s out of the question this time around :D
  5. M

    PCP Interest Rates

    Sounds good! Shame about the dealer though… that was my concern; selling our car and not having the MG4 here in time lol I wasn’t aware, no. Where would you look for this? I assume if you take the PCP from other providers, the car is provided by whoever that company is, instead of an MG dealer...
  6. M

    PCP Interest Rates

    That all sounds pretty nifty. Thank you @Oberoi - think we’ll give this a go then! What’s the worse that could happen, eh?
  7. M

    PCP Interest Rates

    Thanks all for the very useful information. @PJ60, I really appreciate your assistance on those points. Looks like I have a few questions for the dealer / finance chaps :). Motorway seems to offer the most for our Focus, so might have to look into them a bit more and see if they try to devalue...
  8. M

    PCP Interest Rates

    Would love to do cash but it’s simply not an option for us at the moment, so PCP it is.
  9. M

    PCP Interest Rates

    T Thanks, we did think that. We're concerned about the timing of it all there though. We need a car at all times for work, but were concerned that the money we'd get for the Focus wouldn't be here in time to put down against the MG4. Is this a concern I shouldn't really have? :D I'm a very...
  10. M

    PCP Interest Rates

    All, Good information and I had no idea the rate was set by MG, if I’m being honest. Thank you for that info! Worry is that we’re with Starling Bank for our banking, and they don’t do loans as far as I’m aware. Are you still able to get one of these loans/PCP deals through other banks if...
  11. M

    PCP Interest Rates

    Hi all, My partner and I have placed an order with our local MG dealer for a Trophy in Volcano Orange. We are both new to PCP and EVs as a whole. The offer we’ve been given is with 7.9% APR interest, over 48 months. Works out at around £400 per month. I’m just wondering if that’s a good rate...
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