Hi, I had the exact same problem, the insurance on my seat ateca had to be renewed at end of July and my new zs se lr was ready to pick up on 10th August. It only cost me £23 to transfer insurance to new car, so I was quite lucky. I hope this helps with you quandary.
Actually the balloon remained the same, my car depreciated a lot less than expected and of course the extra monthly payments made reduced the settlement amount.
I've just been to my local mg dealer for update on my zs long-range I ordered back in the first week of December only to be told delivery won't be until August at the earliest!!!
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