Service plan - is it worth it?

I've not gone for it with the service plan despite it seeming to save money.

One worry I have is that the car gets written off or something, then I've paid for a service plan for a car that no longer exists.

Is that how it would work?

Or can you claim some of it back if the car is no more?
See my previous post with the service plan any unused service money is fully refundable or transferable to a new vehicle, no interest charges.
 
When I bought mine, the deal came with 2 years free servicing. I have added to this years 3 to 6 on a plan. The overall cost for the 6 years works out to £166 a year. The MOT'S for years 3 to 6 are extra, but at the reduced rate of £35 per MOT
I'm going to try and play the garage plans off against each other as there are clearly differences between their own service plans and that from the MG portal. Perrys quote, for example, included the following per service:

S1: screen wash
S2: screen wash
pollen filter
brake fluid
key fob batteries
S3: same as S1
MOT
S4: screen wash
pollen filter
brake fluid
key fob batteries
transmission oil (?)
MOT
S5: same as S1
coolant change
MOT

Each service also includes a system check, software check and an aircon refresh. When you factor in a years worth of free AA Breakdown with each service, which currently costs £145 before discounts, it seems like a reasonable deal. However, the MG portal service plan is £150 less, I just need to extrapolate why.
 
I'm going to try and play the garage plans off against each other as there are clearly differences between their own service plans and that from the MG portal. Perrys quote, for example, included the following per service:

S1: screen wash
S2: screen wash
pollen filter
brake fluid
key fob batteries
S3: same as S1
MOT
S4: screen wash
pollen filter
brake fluid
key fob batteries
transmission oil (?)
MOT
S5: same as S1
coolant change
MOT

Each service also includes a system check, software check and an aircon refresh. When you factor in a years worth of free AA Breakdown with each service, which currently costs £145 before discounts, it seems like a reasonable deal. However, the MG portal service plan is £150 less, I just need to

I'm going to try and play the garage plans off against each other as there are clearly differences between their own service plans and that from the MG portal. Perrys quote, for example, included the following per service:

S1: screen wash
S2: screen wash
pollen filter
brake fluid
key fob batteries
S3: same as S1
MOT
S4: screen wash
pollen filter
brake fluid
key fob batteries
transmission oil (?)
MOT
S5: same as S1
coolant change
MOT

Each service also includes a system check, software check and an aircon refresh. When you factor in a years worth of free AA Breakdown with each service, which currently costs £145 before discounts, it seems like a reasonable deal. However, the MG portal service plan is £150 less, I just need to extrapolate why.

Just ensure the plans you are comparing will meet the requirements for the MG warranty.
 
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