Affinity programme

[Biccys]

I put down £750 deposit with £333 a month for an LR Exclusive in Red.

You probably have a slightly better apr than I. Think the affinity one was 4.9%

 

[weedavemac]

You probably have a slightly better apr than I. Think the affinity one was 4.9%

0%

 

[Biccys]

0%

Yup! That's better than none!
Interesting though that the affinity deal, even with 4.9% was supposed to be cheaper than the 0% according to the dealer. Apparently not.

 

[Lguk]

It is cheaper, the 0% pcp deal has a residual value for retaining ownership of the vehicle at the end. Which was around 4 times the cost of the interest on the 4.9% personal loan.

My understanding was the afinity deal wasnt available on 0% pcp.

 

[weedavemac]

Yup! That's better than none!
Interesting though that the affinity deal, even with 4.9% was supposed to be cheaper than the 0% according to the dealer. Apparently not.

I got affinity plus 0%

 

[weedavemac]

To clarify, the 0% was arranged separately, with the EST.

 

[weedavemac]

Oh, and it is not a PCP, it is to buy it outright.

 

[Lguk]

Right. The special Scottish EV loan. Not available the other side of the Wall. I tried to get my mum to buy the car for me but she was having none of it.

 

[weedavemac]

Complete no brainer to use both Affinity and EST.

 

[Deleted member 7171]

Right. The special Scottish EV loan. Not available the other side of the Wall. I tried to get my mum to buy the car for me but she was having none of it.

Other than midges and copious amounts of rain, there are an increasing number of compelling reasons to move north of the border ???????