ClaretFozzy
Standard Member
- Joined
- Nov 23, 2025
- Messages
- 27
- Reaction score
- 75
- Points
- 18
- Location (town/city + country)
- United Kingdom
- Driving
- MG4 (2022-2025)
Stonking deals!
Stonking deals!
Got to be better with the big savings and sorting your own finance.Obviously Affinity is greater for cash buyers. And not great for dealer finance because of the much higher interest rates.
But, does it ever make sense to buy on Affinity and arrange your own finance independently? Or is that always a losing proposition? Just curious if anyone has done this.
Well, apparently 5.6% should be doable on £25,000.... which will beat the Affinity interest rate for sure, assuming you have a good credit rating.Got to be better with the big savings and sorting your own finance.
Have I missed something? Isn’t the chassis exactly the same?Even at the great discount for cash .... nah, not until they can offer some sort of reassurance about that cast rear end, I'll be holding on to my pressed metal spot welded outdated model, with a much lower insurance premium .....
T1 Terry
I first stumbled across it here New Facelift? and later saw the over the top insurance category that I'm guessing are relatedHave I missed something? Isn’t the chassis exactly the same?
I thought it was the IMs with a die cast chassis.
That is a video of the IMs being built and the subsequent discussion of why they might be a higher insurance rating due to their inability to be repaired.I first stumbled across it here New Facelift? and later saw the over the top insurance category that I'm guessing are related
T1 Terry
I'll go and stand in the shame corner, I believe you may be correct and I got the bull by the tail ..... never a good place to be catching a bull by I'm toldThat is a video of the IMs being built and the subsequent discussion of why they might be a higher insurance rating due to their inability to be repaired.
Someone was referencing how a pre-reg standard IM5 is now roughly the same price as an MG4 Premium and showcased that video as a reason why the IMs are possibly so cheap.
I’m almost certain the chassis is untouched on the MG4 facelift.