Correct but that isnt a problem, in my setup as the batteries approach 80% charge the current is almost zero from the power supply,
The power supplies generally will have a voltage trim adjustment, I would adjust the voltage as above so that the house batteries wouldnt reach fully charged.
Not really practical to have the whole house load applied to the V2L of the MG4, well not in my case with heatpumps etc. My suggested operation is simply to add battery capacity to the house inverter from the car. In my case I run at 3 kW from our MG and whilst it's not sufficient to supply the whole load it does provide a healthy 36 kWh over a 12 hour period which nicely keeps us away from peak rate energy costs.
It wouldnt achieve what I wanted to do. I do have auto switching on the grid input to my system to cover mains failure etc. The car connection is an easy way to effectively double my battery capacity for high energy us days (such as Christmas) or extended power outages (about 6 years ago we had a grid fault on Christmas eve that lasted all the way through to boxing day).
Yes, I did say previously that a power supply was what was needed, not the battery charger that you believed would be fine for the job
Should we get more home battery capacity?
We are at least in agreement that the adjustable max output voltage was required and that is not something the linked charger comes equipped with .... sure, you could dismantle it and modify the board to add an output voltage adjustment that could be adjusted from the outside, but this charger, out of the box, doesn't have that feature.
A simple bms with a high voltage cell voltage alarm signal could be used to turn the 48vdc charger off for a programmed length of time, say 1 hr, to allow the BMS built into the battery system to balance the cells, then resume charging and reset the alarm and power off timer circuit.
This was the basics of the BMS system I built for our off grid battery systems, but they turned off the mains power (if the RV was at a caravan park) that fed the inverter/charger, the solar and the DC to DC charger powered by the tow vehicle alternator when they were travelling. The timer was adjustable from 1 min to 1 hr and we used an active balancer that could transfer up to 5 amps between cells .....
As far as the last part about not supplying enough, the V2L can and in our case does, supply 7kw, probably not enough for full party mode, but enough to run a whole house if the energy requirements were reduced knowing the supply is limited .....
Anyway, it has been an interesting discussion, sorry to anyone we put off with the backwards and forwards, but it does show that it can be done a number of different ways ..... I'm happy to post methods for using your MG's V2L capability as a second house battery if anyone wants to know how, but not to export to the grid, I'll leave that to the people who demand the big $$ to get all the i's dotted and the T's crossed to make it legal ......
T1 terry