Would pre-ordering an MG4 on say PCP direct through a dealer be something to consider?
In my experience, I did look at Tusker for a MG ZS LRT under a salary sacrifice scheme. Figures were acceptable, until I started looking into the sacrifice part for pension payments. It may only have been £38 per month, but then I thought that it could be that my employer will also pay £38 per month less in to my pot. In any case, i felt the pension sum was an issue to me, and even was looking into increasing my AVC by the same amount, to make up the short fall.
when i broke down the figures, and due to finance discount of £1500.00, a relatively small APR of 6.9%, I was only around £20.00 a month worse off under PCP. Less if I increased my deposit, which I will do. I did not get the grant, but seeing on here, many customers may well lose the grant anyway. Plus I would have equity at the end of the deal.
I am now looking at definitely changing my order for an MG4 LRT. This is currently four grand cheapest than the ZS (this is providing the finance company again offers £1500 discount, and I manage to Get 6.9% APR again). Once this is confirmed , I will be making the switch.