A question for the tyre experts please..

Cocijo

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Does anyone know what impact the load rating has on tyres? To explain, I need minimum 94V (V is the speed rating), and can get a 98W tyre a little cheaper but same quality/size etc. (it’s also rated a little quieter…) will the increased load rating make any difference? Thank you!
 
I have been looking at tyres and they seem to mark them with XL hopefully that mean extra load :)
 
I higher load index will normally imply a stiffer sidewall so it may be a little noisier and give a harsher ride. Whether you would actually notice the difference is debatable.
 
Thanks. That was my thinking. They produce decibel ratings as well as rolling resistance and wet weather grip - it’s a bit confusing and I’m not convinced there’s much between the premium brands of tyre. I guess you can go up on a speed rating or load rating but not down below the recommended.
 
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