Insuring a new car

[Grriff]

We were due to pick up our new MG4 Trophy on Wednesday. When I tried to insure it with my insurer they wouldn't go ahead because the registration number was not on the Motor Insurance Database and I have found this with other insurers. My dealer was insisting that the insurer should build up the quote from base data but on-line insurers won't do this. It's a long time since we bought a new car and 'cover notes' are not issued. So I can't insure the car because it is not on the database and it won't go on the database until I insure the car, so we have not yet collected it. Has anyone else experience of this problem?

 

[dsimpkins]

Had similar problem, but got around it by manually selecting make/model of car, and entering registration number.

Years ago I bought a campervan imported from Australia, and I had to MOT and insure it based on chassis number before I could apply for a registration number. So anything is possible, just a bit more faff.

 

[val33]

I'm insured with Churchill. They have happily insured my Trophy that I will be collecting next week. I have the Reg, but it's not on the database and I don't expect it will be until late next week. No issue at all, just select the car details from the dropdown boxes.

I can't understand why your insurer is being daft, but I've heard it before.

 

[Grriff]

Thanks for your comments.
Just gone on to my insurers and they now have the registration number on their database. So it must be just a matter of time. Good quote from my existing insurer - Aviva Zero.