As mentioned elsewhere I had a 6 month old 5SE, that had replaced a 12 month old ZS 1.5.
I took a shine to the XP as it was in the dealer when I collected the ZS. It was hardly available for test drives as “it’s always on charge”! Went EV as they were silly discounted, felt the XP itch again recently but knowing I was in negative on the 5 it was only window shopping.
PCP-wise, the ZS (discounted to £16k) was £500 down, 48 months, 6k pa.
Negative on that after 12 months was around £2500 - just had to find that to upgrade to the 5SE, no other deposit. £19200 cash price.
Just 6 months into the 5, Carwow came up with £25000 prices for a new XP.
Contacted the cheapest dealer, he said we can’t work with negative, ok. Pinged the figures to my local dealer, he came straight back with a matching offer like for like, just found the difference (again!) and here we are.
Monthlies ZS v 5 were more than balanced by fuel savings.
Monthlies 5 vs XP are about a decent takeaway a month. And a lot more smiles…..
Though this time I do really have to keep it, I’ll be retiring around balloon time so the lump could well sort that out. Won’t be monthlying anything after that!