Joningy
Established Member
Was there a particular reason you opted for 4 years, apart from the (hopefully) lower payments!I will likely voluntarily terminate my pcp deal once I've hit the 50% point and lease. Long gone are the days when you had equity at year 3 of a 4 year pcp deal. Don't fancy keeping the mg4 for 4 years, even 2 years will be enough.
Had my MG4 trophy PCP 0% on a 2 year deal, paying £230 per month, which I think I've actually done well on, it ends next week and will be returned to Santander, the balloon payment is more than the cars value!.