Hastings YouDrive cancelled my insurance citing harsh braking & acceleration

[m4rmite]

So if you have to brake hard to avoid someone cutting you up, do you get penalised as such in it's data?
Or is it more data friendly to crash?

A friend works for a company who give the drivers bonuses for careful driving, hard accelerating or braking impacts their score and they lose their bonus.
So.. 1 month he didn't get his bonus due to 2 heavy braking instances, to which my friend advised it was to avoid a collision.
What do you prefer heavy braking or a damaged van?
His boss said it was the heavy braking/ bonus deduction could not be overruled.
True to my friends word he said that they wouldn't see any more heavy braking.

I think it was around 10 days later he phoned his boss and said the van has been in an accident as someone pulled straight out in front of his from a side street.
But couldn't you have stopped in time??
And he still got his bonus that month.
they fitted dashcams not long after, and review each incident if the driver challenges a bonus loss.

 

[Roger001]

From the limited data I have, it seems that you need to collect a lot of demerits before Hastings does anything and while your 1 year insurance runs, the only option they have is to give you 7 days' notice that they are cancelling the policy, which gives you time to cancel it yourself. The next year's insurance is quoted in part based on the data they have collected.

As for your friend's company's bright idea, it seems a great way for them to end up in a major court battle. Just imagine the issues caused if a driver were to state that they crashed as they were protecting the company's careful driving bonus to the wrong person at the scene of the accident

I should be doing more driving later this week on the type of roads that are causing the demerits, and I'll post what I find. At the moment, I am guessing that the software they are using is from a USA-based company, with data that has never seen drivers on a freeway having to deal with roundabouts every few miles.