Hi Les, I can't remember asking for breakdown separately. I was in the middle of my insurance for my diesel Mercedes then sold it and bought the MG. LV just updated my policy changing vehicle details and they reissued my new policy documents.
It wasn't till I was at the side of the road needing the help, I called LV and they explained my policy had unlimited lifts for loss of power claims, I don't want to test it that many times or be in that situation again. I have gone through my policy document and taken a screen shot for you. It might be worth giving them a call.
Hope this helps,
All the best
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