What do you think of mg5 insurance 32d?

[deviousrich]

I heard that the long range was group 27 because of the mg pilot features?

 

[MarshyBoy612]

From the perspective of a young driver, 20, male, live on the south coast, driving for 3 years, 3 years NCB, no claims or convictions , +ambulance service response driving certification.

MG5 Exclusive Leased 22 plate. With admiral littlebox for the first year at £890.00

This year quoted £3000 with admiral and the cheapest I’ve been able to get anywhere else is £1569. Really strange as nothings changed apart from the fact I’m a year older with another years NCB… ?

 

[Jomarkh]

That doesn't seem right. Do you still have the black box?

 

[MarshyBoy612]

That doesn't seem right. Do you still have the black box?

Yeah my renewal quote was with the black box and the quote I had for 1500 was with ticker again with a black box… it seems that if I just put in my model without a registration I get quoted around 750 with a black box but as soon as i put in my registration it goes back up. Also when I attempt to get a quote for insurance from any of the major providers (Hastings, RAC, AA, LV etc.) they all just say they’re unable to give me a quote. Just seems really odd…

 

[omega22]

I feel really sorry for young drivers. £522, Excite LR, 2 drivers, 15k miles per annum, incl business use. 5 years NCD.

 

[maskull]

Yeah my renewal quote was with the black box and the quote I had for 1500 was with ticker again with a black box… it seems that if I just put in my model without a registration I get quoted around 750 with a black box but as soon as i put in my registration it goes back up. Also when I attempt to get a quote for insurance from any of the major providers (Hastings, RAC, AA, LV etc.) they all just say they’re unable to give me a quote. Just seems really odd…

Most of the insurance quotes (22 plate MG5 LR ) I had this year were around the £800 ( or more ) , 12 years NCD . I went with Flow ( part of LV ) for about £300 . It might be worth given them a try . Of course I expect I'm a few years older than you

 

[MarshyBoy612]

Hey thanks for the tip, just tried flow and LV and the online tool just said they were unable to offer me a quote… flow specified it was due to my age, LV didn’t specify.

After some fiddling managed to get LV to give me a quote but it was for 2162.87. I’m just really confused as to why my insurance premium has essentially doubled when the only thing thats changed is I’m a year older and I have another years NCB…

 

[maskull]

After some fiddling managed to get LV to give me a quote but it was for 2162.87. I’m just really confused as to why my insurance premium has essentially doubled when the only thing thats changed is I’m a year older and I have another years NCB…

I think the insurers are extracting the warm yellow liquid at the moment ?

 

[Deep purple]

Add someone older and experienced with no claims/points etc to your policy, it sometimes has a big impact (no idea why if the main driver remains the same).

 

[iooi]

Yeah my renewal quote was with the black box and the quote I had for 1500 was with ticker again with a black box… it seems that if I just put in my model without a registration I get quoted around 750 with a black box but as soon as i put in my registration it goes back up. Also when I attempt to get a quote for insurance from any of the major providers (Hastings, RAC, AA, LV etc.) they all just say they’re unable to give me a quote. Just seems really odd…

Sadly insurance has taken a big hike this year.

Just running a quote for a MG5 I'm looking at later this week. 60+, with a younger additional driver, 9K a year (good area) & it's £544 a year. Which is £100 up on previous car ins from Feb.

 

[Lguk]

The end of price walking (cheap intial then huge hike on auto-renew that a significant portion of people allowed to happen) and industry wide increases in costs mean as a whole insurance has gone up and if you previously shopped around, you'll find you were to an extent cross subsidised by other customers.

I still find it odd that at 42 adding my parents (62-65) brings my insurance down, I have multiple vehicles, of which the MG is the least powerful and least desirable to steal.

 

[slmorgan42]

The end of price walking (cheap intial then huge hike on auto-renew that a significant portion of people allowed to happen) and industry wide increases in costs mean as a whole insurance has gone up and if you previously shopped around, you'll find you were to an extent cross subsidised by other customers.

I still find it odd that at 42 adding my parents (62-65) brings my insurance down, I have multiple vehicles, of which the MG is the least powerful and least desirable to steal.

Its all a scam. They stick their finger in the air and pick a number. I think there should be a lot more regulation and control around insurance.

 

[maskull]

Its all a scam. They stick their finger in the air and pick a number. I think there should be a lot more regulation and control around insurance.

I'm inclined to agree . I had my renewal quote from Churchill this year £800 + ( having been about £300 with Sainsburys) . I phoned Churchill to check if they had p$ssed themselves yet and the quote was dropped to £500 within seconds . Needless to say I didn't go with them , the most inept bunch I've ever dealt with .

 

[Richard P]

Mine has shot up from £214 last year to £420+ this time. No changes, no points, no accidents just a hike in premium ?

 

[dragon2611]

Yeah my renewal quote was with the black box and the quote I had for 1500 was with ticker again with a black box… it seems that if I just put in my model without a registration I get quoted around 750 with a black box but as soon as i put in my registration it goes back up. Also when I attempt to get a quote for insurance from any of the major providers (Hastings, RAC, AA, LV etc.) they all just say they’re unable to give me a quote. Just seems really odd…

Might be worth trying a broker and seeing if they can help.

 

[Gomev]

Article on the radio this morning, apparently premiums have gone up on average 21% since same time last year.
In the words of a famous Royle, 21% my a**e

 

[maskull]

Article on the radio this morning, apparently premiums have gone up on average 21% since same time last year.
In the words of a famous Royle, 21% my a**e

They forgot to add the 10 X multiplier ...or 15 X n my case

 

[boomish]

Add someone older and experienced with no claims/points etc to your policy, it sometimes has a big impact (no idea why if the main driver remains the same).

What if you are older, experienced & have no points? we’re struggling to find a competitive quote without having to increase the excess to £500! I just got a quote for £890! That’s crazy .. I phoned a broker & he said it’s to do with parts for EV’s being hard to get so people have courtesy cars long etc etc.
Anyone else got any insurance recommendations?

 

[Richard P]

We were £214 last year and cheapest I've found this year is £399. Bizzarely Aviva going direct was £450 but just over £400 through Go Compare for same cover. We're in our 60s with no points. The insurers are taking the P

 

[Deleted member 8213]

Mines on an unlimited mileage company policy any employee over 25 plus spouse, it's £870 a year, with Aviva Fleet. They're the only ones that would offer me a company policy for one vehicle.
Simon