Hi all I to have been looking into insurance for the MG4 for my wife tried all the usual comparison sites without too much success, several don’t have the car on its databases yet others were not prepared to give a quote until the car was registered, but I did get a quote from Compare the market, which was with Admiral,I also got a very similar quote from the Martin Lewis web site,which when I went onto that it transferred me to the moneysupermarket site which I had tried without success but when doing it via Martins site it then gave me a quote again it was via Admiral, for a very similar cost but I did learn a couple of things which I hope might help others.
When I fill out the on line form on the sites at first I did not of the wifes driving license number which was optional anyway So I left that blank there was I think a £250 compulsory excess and I put 0 zero in the voluntary excess box and the
price came as £648:15 see pic 1
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So I then changed the voluntary excess from 0 to 250 which meant if a claim had to be made she would now have to pay the first £500 out and the reduced accordingly down to £589.24 see pic2
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So £58 less.
So when she came home I got her driving license number and put the details of that into the from also leaving the voluntary excess of £250 in there.
And this time it reduced a further £73 see pic 3 i could not believe your driving license number on that form could make that much difference .
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All of these quotes where via Admiral insurance so not to enhamered with these figures, tried LV not on the data base, direct line the same.
I then remember some one mentioned NFU insurance so went on there webpage and it said I need to telephone them to get a quote this I now did, spoke to a chap called Jamie could not have been more helpful really good he was, so we go though all the questions you would expect to be asked didn’t need her driving license number ! and after about 10-15 minutes he said that the MG4 was not on there list as yet so he put me on hold while he spoke with a broker, that took around 10 minutes then he came back on to say not a problem in giving me a quote but saying that it might change by a small a mount depending on when we got the car, you see one of his the first questions was when did we want the insurance to start which I said I couldn’t say as we have not yet got the car, so we just took a guess at, in about 2 weeks time so he quoted me on that time line,
Anyhow please remember on the phone now so sorry no pictures to show so
Fully comp
2 drivers both full and clean licenses both mid 70s
No claims in the last 5 years so full NCD bonus
Zero excess both compulsory and voluntary couldn’t believe that.
Full RAC cover to which I said sorry don’t need that as the car comes with AA cover, but he told me the cover was included and could not be removed so I said OK carry on
Their policy also as 2 yes 2 years cover for if the car is written off or stolen it would be replace with a new car, never had that before have know that before but it was only for 1 year unbelievable I thought and the price £447.30.far happier now
I asked if I was to add a £250 excess on would that reduced the premium any and he look at it and said yes about £23
Anyhow I hope this might some of you in your efforts to get insurance on th MG4
Les
