MG4 X Power Roll Call and mods.

[bedsev]

Feeling a bit lonely

View attachment 36709

blimey, where's that?

 

[Daedalusminos]

Thetford, Norfolk....a steady 140kw

 

[Archev]

Thetford, Norfolk....a steady 140kw

Hoping Fort William is similar in two hours time

 

[Archev]

Hoping Fort William is similar in two hours time

No fully charged again - no problems.

 

[Archev]

I charged to 97% before I knew it on the Tesla charger and I’ve come over to Invergarry, to a beautiful peaceful campsite at Faichemard farm. W3W address - funny.pine.performed.
There’s pine trees around funnily enough but the midges seem to enjoy me here

From Rannoch Moor

Ben Nevis from near the Tesla chargers

The campsite in all its glorious mess. Such a beautiful evening with virtually no breeze and a promising 8C minimum overnight so I’ll use the tent.

 

[Archev]

Oh gosh I’ve done it again - I thought I was on the Adventurous Berlingo Channel
One just can’t rely on one’s staff any more

 

[salty]

Oh gosh I’ve done it again - I thought I was on the Adventurous Berlingo Channel
One just can’t rely on one’s staff any more

Yep, sod off!

 

[Archev]

Off I shall endeavour to sod sir sorry

 

[OriginalBigAl]

I charged to 97% before I knew it on the Tesla charger and I’ve come over to Invergarry, to a beautiful peaceful campsite at Faichemard farm. W3W address - funny.pine.performed.
There’s pine trees around funnily enough but the midges seem to enjoy me here
View attachment 36718
From Rannoch Moor
View attachment 36719
Ben Nevis from near the Tesla chargers
View attachment 36720

The campsite in all its glorious mess. Such a beautiful evening with virtually no breeze and a promising 8C minimum overnight so I’ll use the tent.

Snap! I see your two Tepee,s.

 

[Chrisdriving]

Just wondered if anyone has any experience regarding mods and insurance issues, i have just learnt from a detailing forum i follow that some insurance companies are really strict.
For instance, mine will refuse insurance claims if car is ceramic coated, full stop, they will cancel your insurance and invalidate your claim.

Ceramic Coating Invalidates Insurance?

Just read an interesting post on the Infinity Wax Facebook page. A detailer has received a call from a customer whose car he applied a 2 year ceramic coating (Synergy 2) to recently. The customer's car was involved in a hit and run accident a few weeks ago and the customer contacted the detailer...

www.detailingworld.co.uk

 

[salty]

Just wondered if anyone has any experience regarding mods and insurance issues, i have just learnt from a detailing forum i follow that some insurance companies are really strict.
For instance, mine will refuse insurance claims if car is ceramic coated, full stop, they will cancel your insurance and invalidate your claim.

Ceramic Coating Invalidates Insurance?

Just read an interesting post on the Infinity Wax Facebook page. A detailer has received a call from a customer whose car he applied a 2 year ceramic coating (Synergy 2) to recently. The customer's car was involved in a hit and run accident a few weeks ago and the customer contacted the detailer...

www.detailingworld.co.uk

That's ridiculous.
Don't tell um, it's Ceramic Coated, simple as that. How on earth would they know.
Unless you was daft enough to tell um.
I'm all for declaring mods, but that's a step to far.

 

[pjmmk]

That sounds unlikely. Would they cancel insurance if you told them you waxed the thing after washing it?

 

[siteguru]

I'm pretty sure that the Insurance Ombudsman has previously ruled (several times) that insurers cannot void a policy where a missed declaration (e.g. such as coating or PPF) has no bearing on the cause of the claim. All they can do is claim any amount of insurance premium increase (if at all) that would have arisen from the declaration, either as an additional payment from the insured or as a reduction in the claim payout.

 

[Chrisdriving]

All good points, i will certainly be saying nothing.
Madness.

Sided with insurer.

https://www.financial-ombudsman.org.uk/decision/DRN-4496887.pdf

Quote…
Had Aviva been fully aware of the coating they’ve said they’d not have continued to insure the risk. But on the other hand, Mr M now has a car that doesn’t have the benefit of the additional ceramic paint that he paid extra for.


On balance, I don’t find that Aviva have treated Mr M unfairly, unreasonably or that Mr M has lost out in relation to this point - and I won’t seek to interfere with their actions

 

[pjmmk]

All good points, i will certainly be saying nothing.
Madness.

Sided with insurer.

https://www.financial-ombudsman.org.uk/decision/DRN-4496887.pdf

Ok, so the insurance wasn't voided because of the coating. The insurer refused to pay for the replacement of the coating because they didn't know about it's existence. Doesn't sound unreasonable to me.

 

[Chrisdriving]

It says if they were aware of the coating they would not continue to insure, they had already paid for repairs before he told them otherwise they would have already cancelled it.

 

[Chrisdriving]

https://g20.bimmerpost.com/forums/showthread.php?t=2084439

Moral to story, keep it zipped, but makes you think though.