No one ever complained about having too much battery storage
In addition to what @MattyS asked, have you done an energy audit to determine your peak power usage. From my experience, these days, I'd avoid only having a 3.6kW inverter - you will exceed its output capability as soon as your turn on two high-power devices (e.g. kettle and toaster). So minimum of 5kW inverter would be my suggestion.
Not sure why you think that? Assuming the 8 panels are connected to just one MPPT input, the input voltage (Vmp) will be around 300V, so well within the optimum MPPT range for most modern inverters. i.e. that configuration should be just as efficient as having 16 panels in two strings across 2 MPPT inputs.