Last time I charged to 100% SOC my 104S 64 kWh battery pack voltage reported 441 V, an average of 4.24 V per cell. That's pretty much right up there for NMC.
Typical range for NMC is 3.0 to 4.2 V.
At end of a charge to 80% it was 415 V, an average of 3.99 V/cell.
At rest when SOC reported 5% it was reporting 358 V, an average of 3.44 V/cell. That's well above the NMC floor voltage of ~ 3.0 V. While driving just before then it did report 351 V (voltage sag under load) which is an average of 3.375 V/cell.
I'd say the NMC pack BMS has far more buffer at the low end that at the top. The health mode charging to 80% is what provides the buffer at the top end.