pcp

I'm returning my car (MG4) to the bank in a week or so (negative equity etc), and I'm preparing a list of "Got to do's" before the car collection guy turns up. If there's anyone who's already been through the procedure, can you tell me if I've forgotten anything please? Here's my list (so far)...

Hi guys, thoughts please about getting off the pcp treadmill and settling at the end of contract. I will have about 30k miles on my ZS at the end, well within the 4 year deal, and I have to say up to now (no tempting fate 🤔) it’s been fantastic with a great dealer literally around the corner...

So Evie my MG4 is coming g up 3yrs old. Booked for service and MOT next month. Taken up offer of IM5 test drive on the day. Should I look to a new extended range MG4 on PCP or lease an IM5 if I like it?

Hi All, Anyone know of some dates for the replacement of the MG 5, I read a while back that the new estate will be based on the MG 4 platform, was wondering if anyone know when it is due to be released as my PCP is finishing in June and I would like to get the estate for the bigger boot space?

Here is DefinitelyNotAGuru on why he doesn't like PCP. He promotes leasing, which can have its own drawbacks but I find his material very fair and down the middle, so this may be of interest to a wider audience.

Got over 15% discount and interest free PCP also great trade in on mg3 hybrid

Coming up towards the end of the 2 year PCP bubble on an early trophy. Was planning on just buying the car and have the funds to do so but the GFV is already a loss leader by about £3k. But dealer has some pre-registered stock up for the GFV plus a other £4k - that gets me a car with delivery...

I'm a few months away from either handing my car back or paying £10K to own it. The car has been faultless from new and has only cost me a replacemnet front window in repairs. I would be quite happy to buy it, as it has low mileage 16,000 but have been offered a 2024 Sep reg demonstration MG5...

I am aware that a PCP can be cancelled and the vehicle returned, (Voluntary Early Termination), once 50% of the total "loan" has been repaid. Interested to know if anyone has taken the option of Voluntary Early Termination of their PCP agreement and whether or not the finance company made it...

Good Evening! A bit of clarification, are the PCPs arranged via MG dealers non-standard as such? As according to the finance company they say there is no option to terminate it early after paying the 50% of value as it's not an option in the contract even though they say it's a PCP deal...

So its 8.9% PCP for a Cyberster this is going to put off a large number of buyers who dont want the thick end of 1k a month on finance

We have a way to go yet (3+ years) but already our MG5 is getting prices less than the guaranteed minimum price. Do MG allow negotiatio0n i.e. our guaranteed minimum value is £16k at 4 years and 24,000 miles. WBAC, Motorway and some others are only offering 13K now at 8 months and 3,500 miles...

Ok, this might raise more questions than it answers. However the principle behind it is to reduce the monthly payments, and to reduce the interest on the initial loan value. Probably before the end of the pcp (in 3 years) to have an xpower (estate if possible). I have already made 1 lump sum...

Sorry about not Being on here for a while, but I really need to rant a bit! :oops: Back story My Partner bought her ZS back in 2020 when they were offering some serious discounts that couldn’t be ignored, she purchased using PCP which neither of us have ever done, but thinking long term it...

Hi - I'm just about to buy a new MG4 Long Range Trophy spec EV on a 0% PCP. I hope someone can help me out with a couple of questions: 1) I've never had a PCP. Just to confirm, at the end of the PCP if I decide to hand the car back (assuming no damage or extra mileage) I can walk away at no...

Whilst here on hols, I called in at a MG dealer to ask a couple of questions I was finding difficult to translate to my French dealer. On asking about UK deliveries , the reply was , No problems , they are arriving all the time. Is there a preference for PCP customers or outright buyers? Reply ...

Just finished negotiating a price for a new dynamic red se. £300/m which is what I'm paying for my golf. Added bonus of free charging can't wait! Pick up is on tues. The trophy was sadly outside my price range.

Hello folks I have a Mk 1 ZS EV exclusive with a very low mileage - about 1,400, bought new 3 years ago on PCP. I now have the option to return it and owe nothing - start again in other words, or pay the outstanding £12000 odd and buy it outright. I’ve been considering a renewal for a new Mk 2...

We've got over 30 used, pre-registered and ex-demonstrator MG EVs available from our Chorley and Burnley branches. Click here for the current stock...

Hi all, We've got some new 0% APR PCP offers available on the MG4. These are 24 month PCPs, based on 6k miles per annum, and a minimum deposit of 30% of the vehicle price. Examples: MG4 LR SE List Price: £29,495.00 Chorley Group Price: £28,894.25 Customer Deposit: £10,000.00 24 Payments...