In general if you are expecting/wanting to charge at high power from the grid then you will want a 3-phase system for the extra capacity.
In most scenarios to charge at the full 25 kW requires the system to blend power from PV/battery and the grid, which it can and will do if you tell it to.
I have a single phase home so a 25 kW charger made little sense, 12.5 kW is plenty.
For me it's not the charging speed so much, it's just really good at sucking up excess solar (the extra charge speed is just a bonus) plus it reduces the demand on the AC side (both the PV/battery inverter and the car's on board AC charge unit). And there is no minimum charge rate like there is for AC charging.
Every now and then I may want to charge with free grid power but I can set the charge rate to anything I want, it doesn't need to be the full 12.5 kW.
But importantly for us it also means our two cars can act as reserve capacity for grid outages and fully power our home. I have tested it with both cars and it works fine. We had another grid outage yesterday afternoon. This is our outage experience over the years. We get them pretty regularly.
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